Providing up to date services and advicesuited to your individual needs.
BUILDINGS INSURANCE
Buildings insurance could cover the cost of repairing or rebuilding the structure of your home.
If it's damaged by an event you're insured for – such as a fire, flood or storm. It also offers cover for any permanent fixtures and fittings, like your kitchen and bathroom.
Buildings insurance can also cover outside structures connected to your home, such as fences, garages and pipes.
BUSINESS PROTECTION
Business protection insurance protects a company financially when its owners or employees are affected by illness or death.
It can help support owners in making sure their business survives in challenging times. Your clients already understand the need to protect their business premises and equipment. However, many forget about their most valuable asset – their staff.
The death or critical illness of a key employee or co-owner can seriously impact on a business, financially as well as the loss of key knowledge. Business protection can help ensure the long-term financial health of the business during difficult circumstances.
CONTENTS INSURANCE
Contents insurance is a type of home insurance.
Contents insurance is a type of home insurance that could cover the cost of replacing your possessions in your home if they're stolen, destroyed or damaged.
It can be bought as a standalone policy or with buildings insurance, as a combined home insurance policy.
CRITICAL ILLNESS
A helping hand for you and your family.
Critical Illness provides a lump sum payment should you suffer a critical illness such as heart attack, cancer or stroke.
Most policies cover over 40 critical illnesses, all of which are defined with the insurers terms.
COMMERCIAL INSURANCE
We understand that every business faces different challenges and risks.
That’s why you need the right insurance in place to protect your business and livelihood.
Our experts advise a diverse range of businesses on the right insurance solution for the right price. So let us take the hassle away by understanding what’s important to you and then recommending a simple to buy tailored insurance solution to meet your needs.
Even if your business insurance needs aren’t simple, arranging your insurance can be. So if you need some insurance advice call us today for a no obligation quote.
INCOME PROTECTION
Protecting your family finances.
Income Protection Insurance which is also known as Sick Pay Insurance provides a monthly replacement income of up to 70% of your gross annual earnings to cover your essential outgoings should you be unable to work due to illness or injury.
LIFE INSURANCE
Helping your loved ones maintain their living standards.
Life Insurance provides a lump sum payment should you pass away.
There are different types of policy, which is right for you will depend on your individual circumstances and what you require the policy for.
MORTGAGES
A mortgage is a loan used to buy a property.
A mortgage is a loan used to buy a property, where the amount you borrow, plus interest, is secured against the value of the property. You'll then have to make monthly payments, including interest, until the loan has been paid back in full.
To qualify for a mortgage, you'll be expected to make a deposit on the property. This is usually a minimum of 10% of the property's value, although 95% mortgages are available. The larger your deposit, the less you need to borrow, which will make your mortgage cheaper.
TRUSTS FOR LIFE INSURANCE
Control over the funds you have grown.
Writing a protection plan under trust can help make sure the money from a client’s plan ends up in the right hands at the right time, quickly and tax efficiently.
There are various options and the client has the opportunity to select the most appropriate.
Want more information?
Peak Financial Solutions,
109 B, Main Street, Newcastle,
Co.Down, BT33 0AE.
Peak Financial Solutions.
Registered office: 109 B, Main Street, Newcastle, Co. Down, BT33 0AE.
Telephone: 028 4372 3222
We are a credit broker not a lender.
Peak Financial Solutions is a trading style of Peak FS Ltd, registered at 109B Main Street, Newcastle, Co Down BT33 0AE. Company Register number is NI664623. Authorised and Regulated by the Financial Conduct Authority. Our FCA registration number is 919135. You can check via www.register.fca.org. We are registered with the ICO, ZA744770 and you can check via www.ico.org.uk.
We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority. We source finance from the whole of market.
We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments. Please click here to view our complaints process.